Time for Change...

Are your financial muscles well toned and healthy or weak and flabby? Do you want to change your relationship with money and have control over your financial future or continue complaining that you never have enough?

Our unique Self Assessment tool will help you identify which of your 10 financial muscles need particular attention and which are in pretty good shape.

Those of you who wish to clearly identify and sweep away what's holding you back and preventing you from moving forward should definitely look at this hot resource.

You can fret about what life hands you. Or you can put your energy into doing something positive and meaningful with it. You can complain about the weather, and your complaints will not bring about a single ray of sunshine. Or you can adjust your actions to suit the conditions, and move positively forward no matter what.

You can worry about what others think of you. Or you can give life to the best that you expect of yourself. You can curse the setbacks. Or you can find in them the motivation and the means to reach ever higher.

You can wait and wait for the perfect opportunity, until everything is lined up just right. Or you can move ahead with what's available here and now, even though it may not be perfect. If you wait around for life to hand you all the good things you want, you're likely to be terribly disappointed. Yet when you take what you have and run with it, life will get better and better.

So what is the Ego? And how can you spot when yours is getting in the way of your progress and happiness? Maggy Whitehouse looks at what happens when you can control your Ego and maximise on life.

Metaphysics teaches that Ego is your habitual self: the part of you that goes through the motions every day. It takes care of which leg goes into your trousers first; makes sure that they're not on back- to-front and does up the zipper. It likes things to be the way that they always have been. Try to remember for a week to clean your teeth in a different order and you'll soon see how powerful your Ego is.

Whatever you were taught by your Mum, Dad, Grandparents or teachers up to the age of seven tends to stay put in the Ego. Very useful when it's 'look both ways before crossing the road' or 'fire hurts if you touch it'. Not so useful when it's 'you must behave in a certain way to be loved' or 'you're not good enough'.

When a person is bored or uninterested, certain tasks and projects can seem like torture! This feeling usually leads to procrastination, and procrastination often leads to guilt. Here are some practical ways to avoid these situations and overcome procrastination:

1. Recharge Daily - Be sure to get enough sleep and rest each day so that you have the necessary energy you need to accomplish your tasks.

2. Get a Friend Involved - It's harder to procrastinate when another person is involved. If you have a task you aren't looking forward to, invite a friend over to help you out. If you have errands to run, find a buddy who you can run errands with.